Consumer Loan Rates

Printable SCU Consumer Rates


The following rates are current as of the date shown below based on best credit history scenario. Your rate may vary.

PERSONAL LOANS

AUTO LOANS

MOTORCYCLE LOANS

 

RECREATIONAL VEHICLES

MOBILE HOME LOANS

HOME IMPROVEMENT

"GREEN" HOME IMPROVEMENT

 PERSONAL LOANS
Maximum Loan Amount $15,000.

Rates as of Thursday, January 30, 2014

Product DescriptionAnnual Percentage Rate*Payment per $1,000Apply
Personal Loan ($500 to $2999.00) term to 36 months
12 Month Term9.990%$87.91
24 Month Term9.990%$46.14
36 Month Term9.990%$32.26
Personal Loan ($3000 to $15,000.00) term to 60 months
12 Month Term9.990%$87.91
24 Month Term9.990%$46.14
36 Month Term9.990%$32.26
48 Month Term9.990%$25.36
60 Month Term9.990%$21.24
*Rates are determined by your personal credit history.
Rates reflect a .25% discount for automatic payment from a Southbridge Credit Union checking account.

AUTO LOANS
Maximum Loan Amount $ 75,000.

Rates as of Thursday, January 30, 2014

Product DescriptionAnnual Percentage Rate*Payment per $1,000Apply
Auto 2009 - 2014 - term to 60 months
12 Month Term1.490%$84.01
24 Month Term1.490%$42.32
36 Month Term1.490%$28.42
48 Month Term1.490%$21.47
60 Month Term1.990%$17.52
Auto 2013 - 2014 - term to 72 months
72 Month Term3.250%$15.31
Auto 2005 - 2008 - term to 48 months
12 Month Term5.000%$85.61
24 Month Term5.000%$43.87
36 Month Term5.000%$29.97
48 Month Term5.000%$23.03
Auto 1994 - 2004 - term to 36 months
12 Month Term9.990%$87.91
24 Month Term9.990%$46.14
36 Month Term9.990%$32.26
*Rates are determined by your personal credit history.
Rates reflect a .25% discount for automatic payment from a Southbridge Credit Union checking account.

MOTORCYCLE LOANS
Maximum Loan Amount $25,000.
Downpayment NEW: 20% USED: 30%

Rates as of Thursday, January 30, 2014

Product DescriptionAnnual Percentage Rate*Payment per $1,000Apply
New Motorcycle Loans - term to 60 months
20% downpayment - Maximum Loan Amount $25,000.00
12 Month Term6.750%$86.41
24 Month Term6.750%$44.66
36 Month Term6.750%$30.76
48 Month Term6.750%$23.83
60 Month Term6.750%$19.68
Used Motorcycle Loans - term to 48 months
30% downpayment - Maximum Loan Amount $25,000.00
12 Month Term7.750%$86.87
24 Month Term7.750%$45.11
36 Month Term7.750%$31.22
48 Month Term7.750%$24.30
*Rates are determined by your personal credit history.
Rates reflect a .25% discount for automatic payment from a Southbridge Credit Union checking account.


 
 


RECREATIONAL VEHICLES

Maximum Loan Amount $100,000.00

Rates as of Thursday, January 30, 2014

Product DescriptionAnnual Percentage Rate*Payment per $1,000Apply
New & 1 yr old Recreational Vehicle - terms to 144 months
20% Down payment
60 Month Term7.750%$20.16
120 Month Term7.750%$12.00
144 Month Term7.750%$10.69
Used Recreational Vehicle - terms to 72 months
20% Down payment
48 Month Term8.750%$24.77
60 Month Term8.750%$20.64
72 Month Term8.750%$17.90
*Rates are determined by your personal credit history.
 
MOBILE HOME LOANS with Co-op Share
Maximum Loan Amount $125,000.

Rates as of Thursday, January 30, 2014

Product DescriptionAnnual Percentage Rate*Payment per $1,000Apply
Mobile Homes with Co-op share (Brand NEW)
20% Down payment
Terms to 240 Months 6.250%$7.31
Mobile Homes with Co-op share (up to 25 years old)
20% Down payment
Terms to 240 Months 7.500%$8.06
Mobile Homes with Co-op share (26-30 years old)
25% Down payment
Terms to 180 Months 8.000%$9.56
Mobile Homes with Co-op share (over 30 years old)
30% Down payment
Terms to 120 Months 8.500%$12.40
MOBILE HOME LOANS without Co-op Share

HOME IMPROVEMENT
Maximum Loan Amount $25,000.

Rates as of Thursday, January 30, 2014

Product DescriptionAnnual Percentage Rate*Payment per $1,000Apply
Home Improvement - term to 60 months - Maximum Loan Amount $25,000.00
24 Month Term8.000%$45.23
36 Month Term8.000%$31.34
48 Month Term8.000%$24.41
60 Month Term8.000%$20.28
12 Month Term8.000%$86.99
Home Improvement - term to 120 months - Maximum Loan Amount $25,000.00
72 Month Term9.000%$18.03
84 Month Term9.000%$16.09
96 Month Term9.000%$14.65
108 Month Term9.000%$13.54
120 Month Term9.000%$12.67
*Rates are determined by your personal credit history.


Home Improvement "GREEN"
Maximum Loan Amount $25,000.

Rates as of Thursday, January 30, 2014

Product DescriptionAnnual Percentage Rate*Payment per $1,000Apply
GREEN Home Improvement - term to 60 months
Maximum Loan Amount $15,000.00
12 Month Term7.500%$86.76
24 Month Term7.500%$45.00
36 Month Term7.500%$31.11
48 Month Term7.500%$24.18
60 Month Term7.500%$20.04
GREEN Home Improvement - term to 120 months
Maximum Loan Amount $25,000.00
120 Month Term8.500%$12.40
72 Month Term8.500%$17.78
84 Month Term8.500%$15.84
96 Month Term8.500%$14.39
108 Month Term8.500%$13.28
*Rates are determined by your personal credit history.