Consumer Loan Rates
The following rates are current as of the date shown below based on best credit history scenario. Your rate may vary.
Maximum Loan Amount $15,000.
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply Personal Loan ($500 to $2999.00) term to 36 months 12 Month Term 9.990% $87.91 24 Month Term 9.990% $46.14 36 Month Term 9.990% $32.26 Personal Loan ($3000 to $15,000.00) term to 60 months 12 Month Term 9.990% $87.91 24 Month Term 9.990% $46.14 36 Month Term 9.990% $32.26 48 Month Term 9.990% $25.36 60 Month Term 9.990% $21.24 *Rates are determined by your personal credit history.
Rates reflect a .25% discount for automatic payment from a Southbridge Credit Union checking account.
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply Auto 2008 - 2013 - term to 60 months 12 Month Term 1.490% $84.01 24 Month Term 1.490% $42.32 36 Month Term 1.490% $28.42 48 Month Term 1.490% $21.47 60 Month Term 1.490% $17.31 Auto 2012 - 2013 - term to 72 months 72 Month Term 2.750% $15.08 Auto 2004 - 2007 - term to 48 months 12 Month Term 5.000% $85.61 24 Month Term 5.000% $43.87 36 Month Term 5.000% $29.97 48 Month Term 5.000% $23.03 Auto 1993 - 2003 - term to 36 months 12 Month Term 9.990% $87.91 24 Month Term 9.990% $46.14 36 Month Term 9.990% $32.26 *Rates are determined by your personal credit history.
Rates reflect a .25% discount for automatic payment from a Southbridge Credit Union checking account.
Maximum Loan Amount $25,000.
Downpayment NEW: 20% USED: 30%
Downpayment NEW: 20% USED: 30%
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply New Motorcycle Loans - term to 60 months
20% downpayment - Maximum Loan Amount $25,000.0024 Month Term 6.750% $44.66 36 Month Term 6.750% $30.76 48 Month Term 6.750% $23.83 60 Month Term 6.750% $19.68 12 Month Term 6.750% $86.41 Used Motorcycle Loans - term to 48 months
30% downpayment - Maximum Loan Amount $25,000.0024 Month Term 7.750% $45.11 36 Month Term 7.750% $31.22 48 Month Term 7.750% $24.30 12 Month Term 7.750% $86.87 *Rates are determined by your personal credit history.
Rates reflect a .25% discount for automatic payment from a Southbridge Credit Union checking account.
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply NEW Truck - Commercial - term to 60 months
20% Down payment12 Month Term 7.750% $86.87 24 Month Term 7.750% $45.11 36 Month Term 7.750% $31.22 48 Month Term 7.750% $24.30 60 Month Term 7.750% $20.16 USED Truck - Commercial - term to 60 months
20% Down payment48 Month Term 8.750% $24.77 60 Month Term 8.750% $20.64 12 Month Term 8.750% $87.34 24 Month Term 8.750% $45.57 36 Month Term 8.750% $31.68 NEW - Construction Equipment term to 60 months
20% Down payment12 Month Term 7.750% $86.87 24 Month Term 7.750% $45.11 36 Month Term 7.750% $31.22 48 Month Term 7.750% $24.30 60 Month Term 7.750% $20.16 USED - Construction Equipment - term to 60 months
20% Down payment12 Month Term 8.750% $87.34 24 Month Term 8.750% $45.57 36 Month Term 8.750% $31.68 48 Month Term 8.750% $24.77 60 Month Term 8.750% $20.64 *Rates are determined by your personal credit history.
Rates reflect a .25% discount for automatic payment from a Southbridge Credit Union checking account.
Maximum Loan Amount $100,000.00
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply New & 1 yr old Recreational Vehicle - terms to 144 months
20% Down payment60 Month Term 7.750% $20.16 120 Month Term 7.750% $12.00 144 Month Term 7.750% $10.69 Used Recreational Vehicle - terms to 72 months
20% Down payment48 Month Term 8.750% $24.77 60 Month Term 8.750% $20.64 72 Month Term 8.750% $17.90 *Rates are determined by your personal credit history.
Maximum Loan Amount $125,000.
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply Mobile Homes with Co-op share (Brand NEW)
20% Down paymentTerms to 240 Months 6.250% $7.31 Mobile Homes with Co-op share (up to 25 years old)
20% Down paymentTerms to 240 Months 7.500% $8.06 Mobile Homes with Co-op share (26-30 years old)
25% Down paymentTerms to 180 Months 8.000% $9.56 Mobile Homes with Co-op share (over 30 years old)
30% Down paymentTerms to 120 Months 8.500% $12.40
Maximum Loan Amount $25,000.
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply Home Improvement - term to 60 months - Maximum Loan Amount $25,000.00 24 Month Term 8.000% $45.23 36 Month Term 8.000% $31.34 48 Month Term 8.000% $24.41 60 Month Term 8.000% $20.28 12 Month Term 8.000% $86.99 Home Improvement - term to 120 months - Maximum Loan Amount $25,000.00 72 Month Term 9.000% $18.03 84 Month Term 9.000% $16.09 96 Month Term 9.000% $14.65 108 Month Term 9.000% $13.54 120 Month Term 9.000% $12.67 *Rates are determined by your personal credit history.
Maximum Loan Amount $25,000.
Rates as of Wednesday, February 20, 2013
Product Description Annual Percentage Rate* Payment per $1,000 Apply GREEN Home Improvement - term to 60 months
Maximum Loan Amount $15,000.0024 Month Term 7.500% $45.00 36 Month Term 7.500% $31.11 48 Month Term 7.500% $24.18 60 Month Term 7.500% $20.04 12 Month Term 7.500% $86.76 GREEN Home Improvement - term to 120 months
Maximum Loan Amount $25,000.0072 Month Term 8.500% $17.78 84 Month Term 8.500% $15.84 96 Month Term 8.500% $14.39 108 Month Term 8.500% $13.28 120 Month Term 8.500% $12.40 *Rates are determined by your personal credit history.
